What is an Umbrella Policy?

If you?ve insurance, then you should be familiar with what an umbrella policy is, chances are you could utilize it. This is really a policy that will protect your assets and your income. If you are thinking that?s what you?re normal insurance policy does, you?re right; but this form of insurance covers it beyond what those policies cover. This is excess coverage that will protect you in the event all the funds for the other policies have run out. This protects you from paying astronomical out-of-pocket fees that may accrue quickly. The umbrella policy basically does what a real umbrella does; it protects you and covers you! This isn?t an expensive coverage, for example if you already have home and auto insurance it is well worth the little cost for home much protection it provides you. Talk with your insurance agent to get the accurate cost and go from there!

Source: http://www.powayusdag.com/reference-and-education/what-is-an-umbrella-policy/

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